Financing Options and Insurance Policy

Dental ChairIt is our mission to provide you with affordable, high-quality treatment that fits your budget! Your treatment plan will include a breakdown of all applicable fees, and we will inform you of all costs before treatment is administered.  We offer a variety of payment options to meet your needs.  Our office accepts payments by cash, checks, CareCredit (see "Affordable Financing Options" below) and Visa, MasterCard, American Express and Discover credit cards.

Affordable Financing Options

Don’t let finances stand in your way for achieving the beautiful, healthy smile you deserve! We are pleased to offer CareCredit® financing with low monthly payments that make your treatment more affordable.  This flexible payment option allows you to pay for your treatment over a period of time so you can focus on what matters most – keeping your smile healthy!  Please process an application in preparation for your visit with our team (click on this link for more information about CareCredit®).

Insurance Policy

Our office is committed to helping you maximize your insurance benefits.  Because insurance policies vary, we can only estimate your coverage in good faith but cannot guarantee coverage due to the complexities of insurance contracts.
For our patients with dental insurance, our professional services are rendered to you, not to your insurance company.  Therefore, you are directly responsible to us for the payment for your treatment.  Your insurance company will reimburse you directly, to the extent provided by your benefit.
As a courtesy, we will prepare and file your claim.


A 5% accounting reduction will be extended to our patients when payment is made in full at the start of treatment in excess of $500.  Credit card payments are not eligible to receive the 5% reduction courtesy. Patients age 65 and older will receive a 5-10% courtesy discount (excluding dental products).

College Students

College students can get discounted prices on treatment.  Our 5-college students may receive a 5% discount with a current college id.  For more information on our BASIX Savings Plan (not specific to the 5-college area), please visit:
All financial arrangements and insurance questions can be discussed with Autumn in the business office.

Our Location

Northampton Family & Cosmetic Dentistry

Northampton Office

(413) 584-2902  ** (413) 586-9904 Fax


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